Copyright and Trademark

The entire content of this web site, including but not limited to text, graphics and images, is owned by Berkshire Life Insurance Company of America or its affiliates and is protected by copyright, unless otherwise indicated. Reproduction of this material and any unauthorized linking or framing is expressly prohibited without the prior written permission of Berkshire Life (see contact below).

The content of this web site is for personal, non-commercial use only, provided that all copyright, trademark and proprietary notices remain intact. This web site and the contents thereof are not intended for distribution to or use by any person or entity in any jurisdiction or country that may subject Berkshire Life to any federal, state or regulatory licensing or registration requirements of such jurisdiction or country.

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Product Information

Berkshire does not sell or solicit applications for insurance through this web site. The information presented herein and the description of the various products and services are provided for general informational purposes only and do not constitute an offer or solicitation of an offer for the purchase of any insurance product, security or service. The coverage provided by a specific product is governed by the terms, conditions and exclusions of the policy(s) issued. Certain products may not be sold in all states and jurisdictions where Berkshire Life Insurance Company of America is licensed or may have specific state versions.

Berkshire Life Insurance Company of America is a wholly owned stock subsidiary of The Guardian Life Insurance Company of America. Berkshire Life Insurance Company of America is a Massachusetts insurance company licensed to sell life and health insurance products in all states, but is not authorized to solicit insurance outside of the United States.

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Web Site Information

The information provided on this web site is provided for general informational purposes for the convenience of our web site users. The material contained on this web site is not a substitute for, and should not be construed as such, obtaining advice from a financial, legal, tax or other qualified professional.

The information contained on this web site does not constitute an offer or solicitation for the sale of any insurance product, security or service in any jurisdiction. Some products mentioned on this web site might not be available in all jurisdictions.

This web site and its contents are provided “As Is.” Berkshire Life Insurance Company of America disclaims any express or implied warranties or representations regarding the accuracy, reliability or completeness of this information. Neither the sponsor of this web site nor any other person or entity is responsible for any damages arising out of the use of or inability to use this web site or any of its content, even if such sponsor or person or entity has been advised or should have been aware of the possibility of such damages.

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Web Site Links

This web site provides links to other web sites for your convenience and informational purposes only. Berkshire Life Insurance Company of America makes no representations as to the accuracy or completeness of the information contained in any linked sites. Berkshire Life Insurance Company of America does not promote, sponsor, monitor, endorse or maintain these other web sites, and assumes no liability for the content, integrity, security or presentation of linked sites.

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Computer Viruses

There is always the possibility of acquiring computer viruses on the Internet. We suggest you scan all downloaded materials. Berkshire Life Insurance Company of America is not responsible or liable for any damage caused by these viruses.

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Internet e-Mail

Regular Internet e-mail is not secure and should not be used to send confidential information. E-mail services provided by this site are not encrypted and do not provide secure and private means of communication with us. Berkshire Life Insurance Company of America is not responsible for any damage or loss from the interception by third parties of any information provided via unsecured Internet e-mail.

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