Client Testimonial

"From day one, when it was necessary to contact your company about my inability to work, I have been treated fairly, professionally, compassionately and expeditiously...

Your company has always been there for me and I am forever grateful."

Personal DI Customer

Industry Comparison
Features: 1 2
Working another job  
High benefits
Partial disability  
Lifetime graded benefits
Non-cancellable  

Berkshire Life
Leading Competitor

Protect Your Income


Whether you're a sole proprietor, a partner in a business or a professional in a practice, you need high-quality disability income insurance you can rely on to help pay all the expenses your income covers today.


ProVider Plus* offers even better disability income coverage than most corporations offer their highest paid executives-non-cancellable, guaranteed renewable to age 65**, own-occupation disability insurance from a leading DI insurer.


Own-occupation coverage is especially appropriate for business owners, professionals and executives who've achieved a high level of success in their field. With this kind of coverage, policy owners receive benefits if a disability prevents them from performing the "material and substantial" duties1 of their own occupation, even if they are gainfully employed in another occupation. This is a key feature of Berkshire Life's ProVider Plus policy and is hard to find elsewhere. Please refer to what to you mean by totally disabled and what does own occupation mean for additional details.


Non-cancellable and guaranteed renewable to age 65 means your policy stays in force as long as you pay the premiums-and premiums are guaranteed to stay the same until age 65**.


With Berkshire Life Insurance Company of America, you get the high-quality DI coverage created especially for high performers. like you!

 

 

 

Contact us now for more information.



*Disability insurance Policy Forms 1400, 1500 underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY.

**Age 67 with the To Age 67 Benefit Period: age 65 with all other benefit periods.


1A different definition for ‘totally disabled’ exists in California. Please refer to what do you mean by totally disabled for additional details.

 

 



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